Why you should shop around for your AAT insurance quote

July 30, 2008 · Filed Under AAT Insurance Quote · Comment 

If you are a member of the Association of Accounting Technicians, then you’ll know that AAT professional indemnity insurance is mandatory. This insurance can insure you against both contractual and statutory obligations. So, if you are looking for an AAT insurance quote, the good news is that you do have some low cost options available which can protect yourself and your business.

Professional indemnity insurance – PII for short – can help your business to overcome unexpected hurdles and minimise any financial loss – as well as the undoubted worry you will face personally – in the event of a claim made against it.

Protecting your livelihood against financial disaster does not need to be costly and can help keep your business afloat should this happen. An AAT insurance quote can help to ease any financial worries in such a situation by providing financial assistance in the form of compensation and legal costs.

Shopping around for your AAT insurance quote does not need not be difficult, nor time consuming. In fact, finding the right cover can be simple when using a specialist broker. Often they can be able to offer bespoke insurance so that you get the level of protection your business needs.

What to consider

As with buying any financial products, you do need to check that you fully understand what you are buying and that is offers the right cover at a price that suits your budget. These tips should help:

  • before you sign up, do check what the policy excess will be in the event of a claim;
  • look out for any exclusions which could render a claim ineligible;
  • check policy start and end dates. Ask about a “run-off” period which makes sure that you are properly covered. This if for cases for example, you are in the middle of changing insurers or shutting your business down. Claims can often be made quite a while after the incident. Arranging a “run-off” cover for a period of time after the cancellation of the existing policy or asking your new insurer to accept new claims for prior incidents is something to consider;
  • policies can offer different levels of cover within them, so confirm that you have the correct amount of protection;
  • policy terms and conditions do vary among the different insurers, so check the small print to confirm that the cover is right for you.

Finally, to protect yourself and your livelihood does not have to be a time consuming exercise. A specialist provider of an AAT insurance quote can find you the right cover for your business.

CIPFA insurance explained

July 29, 2008 · Filed Under CIPFA Insurance · Comment 

CIPFA insurance protects members of the Chartered Institute of Public Finance and Accountancy, providing invaluable cover against members’ statutory and contractual obligations.

So why would you need it? If you run a company, you may think that nothing will ever go wrong – for example, you will never be sued or accused of negligence, or sued for injury caused on your premises. However, sadly some things are beyond our control and things can, and do, go wrong, even in the best of run and managed companies.

The key to professional indemnity insurance (PII) is minimising any financial loss should a third party claim arise. It can help your business survive if something goes wrong.

Have you ever asked yourself how or even – would – your company continue to exist if it was faced with a claim against it? Having the peace of mind and financial protection of a CIPFA insurance policy could help.

If you are thinking about buying CIPFA insurance, then using a specialist provider can help you towards finding the right product. A specialist provider can draw on their expertise within the PII sector, so that they can provide you with the necessary protection.

And buying your CIPFA insurance this way does not need not be difficult, nor time consuming, or costly.

When selecting your insurance, do note that, generally you will be liable to pay an excess on your policy.

And choose the right level of cover. Often, policies can have two or even more different levels of cover, so ensure that you get the right one.

Your insurance provider can assist you if you are unsure as to what is right for you.

Finally, before you sign on the dotted line, do double check that the policy gives you everything you need – look at the excesses; policy exclusions; sum insured; and how long the insurance must be in force for before you are entitled to make a claim.

CIPFA insurance can provide a financial safety net should your business be the subject of a claim against it, so never underestimate its importance.

The benefits of computer consultants indemnity insurance

July 28, 2008 · Filed Under Computer Consultants Indemnity Insurance · Comment 

If you run a business, then you will need to protect yourself against the unforeseen. These could things such as claims against you or an employee; the loss of sensitive documents, negligence, etc. In today’s world, these are difficulties that any business could face. So, if you run your own business, there is little doubt that you need to protect your livelihood against financial claims made against. This is where computer consultants indemnity insurance can help.

Having risk management in place in the form of professional indemnity insurance (PII) can help your business survive if disaster strikes and a claim is made against you.

If you were faced with a business claim against you or your company, computer consultants indemnity insurance could step in and provide a number of benefits, such as assistance with legal costs and compensation claims. This would keep your business running where it otherwise may fail.

Deciding where to purchase your cover from does not need not be difficult, nor time consuming, either.

If you are thinking about buying computer consultants indemnity insurance, then using the services of a specialist provider can help you find the right product. A provider who is a specialist in the field of professional indemnity insurance will often have bespoke policy options available, to enable you to get the coverage you require.

As with all insurance, there are things to be mindful of so that you select the right protection for you.

So, when purchasing your insurance, bear in mind that as with most insurance cover, usually you will have to pay an excess on your policy. This will typically depend on what professional indemnity insurance product you have as well as the sum insured.

Do make sure that you are always properly covered as often, there may be a long delay between an event and the subsequent claim. For example, if you are in the middle of changing insurers, ask your new provider if they will accept a new claim for an incident that happened before the policy started and you were still with your old insurers.
And there are with many of the policies on offer, different levels of cover, so make sure that you choose the level that gives you the protection you need.

As with all insurance policies, the terms and conditions of professional indemnity insurances will undoubtedly differ among the different insurers, so if you are shopping around for the cover, do compare it on a like-for-like basis.

Sadly, financial collapse caused by a claim against your company is a worry that all business owners face. However, the good news is that you can protect yourself against this with computer consultants indemnity insurance.

Shop around for your CIMA insurance quote

July 27, 2008 · Filed Under CIMA Insurance Quote · Comment 

If you are a member of the Chartered Institute of Management Accountants, then you may have already considered getting a CIMA insurance quote. This insurance can provide financial protection against both statutory and contractual obligations.

It makes sense to shop around and get a CIMA insurance quote as why pay more for it than you have to? This insurance, after all, can offer a wide range of benefits, protecting you against the financial distress caused by third party claims made against your business, but there are low cost options available in the market place, so take advantage of them!

You may believe that this type of professional indemnity insurance (PII) is an expensive, unnecessary overhead. However, any business can face substantial claims against them, even those which have the savviest of business owners. And with awards from Courts increasing in recent years’, it is worth seriously considering CIMA insurance.

Where to buy?

When getting a CIMA insurance quote, it is important that you shop around among the reputable providers and do not just settle for the first policy that is offered – by your Bank Manager, say.

Using the services of a specialist provider who will have access to a comprehensive range of PII cover can help you to obtain the right type of product. They will often be able to offer tailor made, bespoke insurance so that you get exactly the right level of protection you need.

Certainly, there are diverse types of professional indemnity insurance and, often, different levels of cover too, which can help protect you and your business against the financial fallout of a claim.

What to consider?

When picking your insurance, do note that as with most insurance cover, generally you will be liable to pay an excess on your policy.

And remember that claim times after the incident could take some while so always make sure that you adequately protected. For example, if you are closing your company, ensure that you arrange “run-off” cover for a period of time after the business closes, in case a claim is made against it.

Do ensure that you have the right sum insured. If you do not take out enough cover, you will not have the full benefit of the insurance.

And don’t forget to check out what exclusions there are.

Finally, to protect yourself and your livelihood does not have to be a time consuming exercise. A specialist provider can give you a CIMA insurance quote quickly and easily, enabling you to find the right solution for your business.

Why you may need CIMA professional indemnity insurance

July 26, 2008 · Filed Under CIMA Professional Indemnity Insurance · Comment 

A claim against you for loss of documents; negligence; third party injury etc – these are difficulties that any business could be challenged with at any time. The good news is that protecting yourself and your business with CIMA professional indemnity insurance does not have to be a costly or timely exercise, with the insurance often easily being bought online in minutes.

So what is it? CIMA professional indemnity insurance is protection designed for members of the Chartered Institute of Management Accountants which provides financial remuneration in the event of a claim relating to statutory and contractual obligations being made against you.

There are many types of professional indemnity insurance (PII) and, often, different levels of cover too within each product, which can help protect you and your business against the financial fallout of a claim.

It is important to remember that even the most clued up of business owners can still be susceptible to a claim being made against them, their company or any employee. This could at the very least see you face an enormous amount of personal strain as well as financial loss. However, professional indemnity insurance can help by providing financial assistance.

Deciding where to purchase your CIMA professional indemnity insurance does not need not be difficult, nor time consuming.

But, you do need to choose your insurance with care. Specialist providers of professional indemnity products can be a good choice as they will have expertise within this niche sector, enabling them to help find a policy that best suits your needs.

When it comes to buying your insurance, do check how much an excess would be. Most professional indemnity insurance policies will have an excess if you make a claim.

Remember that claim times after the incident could take some while, so if you are closing your company, ensure that you arrange “run-off” cover for a period of time after the business closes, in case a claim is made against it.

And always check that you have the sufficient amount of cover needed. To be underinsured is almost as bad as having no PII.

Finally, do make certain that the CIMA professional indemnity insurance cover is right for you before you sign up to the insurance. Look at any exclusions; the amount covered; excesses etc. Talk to your provider. Then enjoy the peace of mind that this invaluable cover can offer.

AAT Professional Indemnity cover explained

July 25, 2008 · Filed Under AAT Professional Indemnity Cover · Comment 

AAT professional indemnity is a compulsory insurance for all members of the Association of Accounting Technicians. It provides protection for both your statutory and contractual obligations.

And in many cases, even the self employed can benefit from the financial protection offered by this professional indemnity insurance (PII).

Have you ever considered whether your business survive if it was faced with a claim of carelessness against it, such as injury; negligence, loss of documents?

Just one such claim could hit your company financially quite hard, as well as undoubtedly put you under stress. But having the financial protection of professional indemnity insurance in place could help stop financial disaster.

So, where do you go if you want to buy AAT professional indemnity cover?

Finding the right AAT PII cover is easy when using a specialist provider of this niche insurance. Historically, specialist providers of professional indemnity products will have endless expertise in the sector, enabling them to provide a policy that best suits your company’s needs.

When buying the cover, do note, that there are various levels of cover often available, so it is important that you choose the right one to ensure you are adequately protected.

Plus, check out:

  • what the policy excess will be in the event of a claim, if there is any;
  • whether you can, in the future should you need to, arrange a “run-off” cover for a period of time after the business closes, in case a claim is made against it. The time between an incident happening and a claim being made can be quite a while;
  • the policy conditions and benefits. These do vary among the various providers;
  • any exclusions.

Finally, remember that to protect yourself and your livelihood does not have to be a time consuming exercise. A specialist provider of AAT professional indemnity cover can help you to find the right solution for your business.

Management consultant indemnity insurance explained

July 24, 2008 · Filed Under Management Consultant Indemnity Insurance · Comment 

Management consultant indemnity insurance provides a financial safety net should your business be the subject of a claim against it from a third party accusing you of negligence, injury or one of many other events, so never under estimate its importance.

If you run a business, then you may wish to consider management consultant indemnity insurance. This cover can include Professional Indemnity plus Employers’ Liability & Public Liability insurance, giving you the cover you need.

You may feel that you do not need management consultant indemnity insurance because you run a well managed, fool proof business. Indeed, you may think that nothing will ever go wrong – for example, you will never be accused of neglect or be sued. However, some things are beyond our control and even in the most clued-up of businesses, things can, and do, go wrong.

So, what do you need to look out for when buying the cover?

First of all, there are many different types of professional indemnity insurance (PII for short), all of which can help protect you and your livelihood in the face of financial loss. Some also have different levels within each product too. So make sure you know what each level covers and choose the level that suits your requirements.

When buying your management consultant indemnity insurance, check with the insurance provider as to how much the excess will be in the event of a claim. Again, this varies depending on the actual claim.

And do make sure that you are always properly covered as often, there may be a long delay between an event and the subsequent claim. For example, if you about to change insurers, ask your new provider if they will accept new claims for incidents that happened within a set time frame before the start of the new cover.

Finally, always check that you have the ample amount of cover needed. To be under insured can almost be as bad as being without insurance.

So, where do you buy it?

Getting your insurance can often be quick and easy if you go to a specialist provider as they have access to this somewhat niche product, compared to say a High Street Bank whose range of products may be under developed, and can often tailor them to meet your business insurance needs.

A management consultant indemnity insurance policy can help keep your business running in the event of a claim against you or your company which could affect its financial stability to a great degree.

Computer Contractor PII explained

July 23, 2008 · Filed Under Computer Contractor PII · Comment 

If you run a computer contractor business, you may think that nothing will ever go wrong – for example, you will never be sued or accused of neglect. However, some things are beyond our control and sadly things can, and do, go wrong. That is why computer contractor PII – or Computer Contractor Professional Indemnity Insurance to give it its full name – is an essential consideration for anyone working in the industry.

This valuable insurance can provide financial protection in the event of you or your business being threatened by a claim against it.

Since history began, even the savviest of business people have been faced with a claim against them, their company or any employee and have endured a challenging time. You are no different. However, professional indemnity insurance can help by providing financial assistance in the event that a claim is made against your company.

So, where to buy it? Finding the right insurance policy for you can sometimes be difficult if you do not know where to look. However, when searching for computer contractor PII cover, using a specialist provider is a good way to find what you are looking for. Specialist providers of professional indemnity products will have boundless expertise in the sector, enabling them to provide protection that best meets your needs.

When purchasing your PII insurance, bear in mind that as with most insurance cover, typically you will have to pay an excess on your policy. Generally this will typically depend on what professional indemnity insurance product you have as well as the amount and events insured.

With the various levels of computer contractor PII cover often available, it is important that you do investigate the different levels of cover available to ensure you are adequately protected.

Always check that the cover will give you the right protection by looking at the amount insured, policy excesses and exclusions and any other pertinent features of the PII policy.

Computer Contractor PII should be a consideration of anyone who runs a business. The benefits that this insurance can offer in the face of a third party claim can be a financial godsend.

Protecting your livelihood with computer contractor professional indemnity cover

July 22, 2008 · Filed Under Computer Contractor Professional Indemnity Cover · Comment 

Professional indemnity insurance can help your business to overcome unexpected hurdles and minimise any financial loss – as well as the undoubted pressure you will personally face – in the event of a claim against it. And that is where computer contractor professional indemnity cover can be an invaluable insurance designed to give those whose business is in the computer contractor sector financial protection in the event of a claim being made from a third party for such things as negligence; loss of documentation; public liability etc as well as a whole host of other events.

You may believe that professional indemnity insurance is an expensive, unnecessary overhead, but should remember that any business can face substantial claims against them. And with Court awards rising sharply in recent years, it is worth seriously considering computer contractors public liability cover.

It may be a relief to find out that protecting yourself and your business with computer contractor professional indemnity cover does not have to be a costly or timely exercise, with the insurance often easily being bought online in minutes.

So, where can you buy computer contractor professional indemnity cover?

A specialist computer contractor professional indemnity cover provider can help to find you the right protection. Historically, specialist providers of professional indemnity products will have unlimited expertise in this niche sector, enabling them to provide a policy that best suits your requirements.

There are things to note when obtaining your insurance:

  • as with most insurance policies, generally you will be liable to pay an excess on your insurance;
  • remember that claim times after the incident could take some while to actually be made, so if you are closing your company, ensure that you arrange “run-off” cover for a period of time after the business ceases in case a claim is made against it;
  • with the different levels of computer contractor professional indemnity cover often available, it is important that you choose the right one to ensure you are adequately protected. So look at each option within the particular cover you are considering;
  • always check the exclusions and any other relevant points of the policy.

For many business owners, there is no doubt that protecting you and your business against the unexpected with computer contractor professional indemnity cover can make sound sense and will help keep it running smoothly, in the event that you are faced with a third party claim.

Protect your business with a CIPFA insurance quote

July 21, 2008 · Filed Under CIPFA Insurance Quote · Comment 

If you are looking for insurance relating to your contractual and statutory obligations and you are a member of the Chartered Institute of Public Finance and Accountancy, then there are some low cost solutions available to you when seeking a CIPFA insurance quote.

Sadly even in the best of managed businesses, things that are beyond your control can and do go wrong. Suddenly, you and your business may face financial ruin due to negligence or maybe the misconduct of an employee or due to a hundred other reasons. This is where professional indemnity insurance can step in and take away the worry.

And the good news is that in most cases, even the self employed can benefit from the financial protection offered by a professional indemnity insurance policy.

It is a terrifying thought, but many businesses would go under when faced with a claim against them for damages or negligence. A CIPFA insurance quote policy could help take away the stress and provide financial assistance in the face of a third party claim with legal and compensation costs.

And selecting where you buy your CIPFA insurance quote need not be difficult.

Of course this is an important insurance and you need to choose your insurance with care, and that is why many business people choose to use a specialist provider of the cover. This is because a professional indemnity insurance provider will ultimately have years’ of experience within this somewhat niche sector, enabling them to match you with the right cover.

Important pointers to think about when looking to purchase the cover or get a CIPFA insurance quote include:

  • What is the excess? Do note that as with most insurance policies, generally you will be liable to pay an excess when a claim is made;
  • Underinsurance can be a problem if you do not choose the correct amount of insurance that you need wisely;
  • Check the policy start and end date. Ask if there is a “run-off” period. This is suitable in cases where there may be a long delay between an event and the subsequent claim. If you are in the middle of changing insurers, for example, or shutting your business, arrange a “run-off” cover for a period of time after the cancellation of the existing policy;
  • Do confirm the exact coverage that you will be getting before you buy, to ensure that the policy is right for you. Don’t forget to look at any exclusions.

Finally, a CIPFA insurance quote should be considered by anyone who runs a business as the benefits that this insurance can offer in the face of a claim can be enormous.

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